It’s been a year since we started aggressively attacking our debt. The first to go was the car loan with an 8+% interest rate, and it was an obvious choice. Just by paying that off early, we’ve saved more in interest fees than we would have earned on that same cash in a savings account.… Continue reading Finish Him! — Paying off the last bit of debt
Category: Money
Refinancing our future
In August 2016 I finally decided to take the plunge on refinancing. Interest rates have been low for quite a while now, and I’ve been on the fence about doing this for at least a year. After reading many articles about whether to refinance or not, it was decided that we should do it. The… Continue reading Refinancing our future
Saving Money by Saving Power
Living in California, electricity is a big part of a lot of people’s utility costs. Recently, in our attempt to become more frugal, and start saving money, we’ve started taking notice of little things like the electric bill. For as long as Alex and I have been together, the electric bill has just been something… Continue reading Saving Money by Saving Power
Biking Home to Success – Part Two
So it has been a few months since my initial post on biking home from work. Since then, a lot has changed. After riding home for about a month during one of the hottest months of the year, I decided to go for it with the e-Bike. Much deliberation was involved, and after that, plenty… Continue reading Biking Home to Success – Part Two
Biking Home to Success
Today I learned something really cool about my job: You get paid bonus money to use alternative forms of transportation. Let me go back a week though. Last week, I was wondering how I could save money by driving my truck less. It is an inefficient commuting machine, although it’s great at driving me out… Continue reading Biking Home to Success
First Step: Becoming Frugal
I’ve recently been binge reading the Mr. Money Mustache blog. It’s all about frugality and saving now for a happy, leisurely life in the future. While we’re not yet to the point that we can start saving 70% of our income, we are working on other ways to save money. Hopefully we will be able… Continue reading First Step: Becoming Frugal